Southern Finance Ltd is a home grown finance company based in Christchurch, dealing throughout New Zealand. Our friendly “people focus” puts you where you should be when dealing with a finance company – first on our priority list.

Southern Finance Ltd has been focusing on customer service since 1996 in Christchurch.  We focus on the specific needs of New Zealanders from a New Zealand perspective.

Our friendly and personable staff are available to answer your questions at any time. We are happy to meet with you at your place or ours - just let us know what suits you.

Consolidate debt, finance home improvements, start or grow your business, purchase that much needed car, or take your dream holiday — whatever your goals are, our no hassle finance options will help you get there.

K-Finance is a wholly owned subsidiary of Southern Finance Ltd.

Southern Finance Limited is a member of the Insurance & Financial Services Ombudsman Scheme (IFSO Scheme). If you would like to make a complaint please click here.

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We can tailor a financial solution to suit your cash flow from weekly, fortnightly, monthly - just let us know!


To view Southern Finance Limited’s latest news, please click here.